Hard Money Lender in New York | Private Capital Lending, LLC
The team at Private Capital Lending, LLC consists of experienced and knowledgeable real estate lending professionals who thrive at helping real estate investors succeed with their investment strategies.
Private Capital Lending offers a diverse selection of hard money loans in all 50 states. No matter where you are located and what type of real estate project you are looking to finance, we can match you with the loan program which will help you to achieve your goals.
•90% LTV/100% of Rehab | •Forclosure Bailouts |
Lending Criteria | Fix and Flip | Rental Property |
---|---|---|
Max Loan-to0Value Ratio | 90% Purchase | 80% Purchase |
Ground Up Construction | 80% Land Acquisition | N/A |
Rates Starting At | 7.5% | 4.5% |
Loan Term | 12-24 Months | 360 Months |
Minimum Loan Amount | $100,000 - $10,000,000 | $100,000 - $5,000,000 |
Property Type | Residential, Multifamily Mixed-Use | Residential, Multifamily Mixed-Use |
Fix and Flip
Any
600
7.99% - 11%
0% - 2%
Yes
Up to 90%
100% of cost
N/A
65% - 75%
Single Family, Multi Family, Mixed Use
No
Yes
Yes
$150K - $5M
12 - 24 Months
New Construction
High
600
9% - 12%
2% - 4%
No
Up to 65% (land value)
100% of cost
N/A
55% - 65%
Single Family, Multi Family, Mixed Use
No
Yes
Yes
$250K - $5M
12 - 24 Months
Cash Out Refinance
Any
600
7.99% - 11%
2% - 4%
No
N/A
100% of cost
Up to 70%
N/A
Single Family, Multi Family, Mixed Use
No
Yes
Yes
$150K - $5M
12 - 24 Months
Rental Property Loans
Any
600
5% - 7%
2% - 3%
No
Up to 80%
N/A
Up to 80%
N/A
Single Family, Multi Family, Mixed Use
No
N/A
Yes
$150K - $5M
360 Months
With a fix & flip loan, you can get the rapid financing you need to purchase a property, turn it around, and resell it within a short timeframe. We can finance up to 90% LTV of the purchase price and up to 100% of the rehab cost.
Get short-term financing when you need it. With these loans, you can pay your loan off on a schedule which is right for you without worrying about the prepayment penalties.
We offer a variety of real estate purchase loans which you can use to buy a wide range of properties.
Build a new residential or commercial property using one of our construction loans. We can provide up to 65% financing for land acquisition and up to 100% of construction cost.
Get the cash you need in less than 10 days to consolidate debt or purchase a new property. Receive cash out up to 70% LTV for residential, mixed use and commercial properties.
We offer 30 year term loans for investors for 1-4 family homes, mixed use, multi family and condominiums. 80% LTV for purchases and cash out refinance rates start as low as 5.5%.
Purchase or refinance mixed use properties. We offer competitive rates and can close in as little as 10 days.
Our multi-family financing products make it a breeze to move quickly on a valuable apartment complex. We also offer multi-family construction loans if you plan to build an apartment complex from the ground up.
For every commercial real estate need, we offer an assortment of lending products. Whether you need to purchase real estate, refinance a building, construct new property, or buy a vacant lot, we can offer a solution for every timeframe and scenario.
While many of our commercial lending products are short-term in nature, we do offer permanent financing for those who are looking for a long-term lending solution. Loan terms of up to 30 years are available.
The financing you need to move forward with your real estate goals is waiting for you. Whether you need help choosing a loan product or you are ready to apply now, please email info@privatecaplending.com or call (877) 689-0696 to get started. We look forward to working with you.
Ready to get started?
Private Capital Lending is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.
Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.
Copyright © Private Capital Lending, LLC. All rights reserved.
Terms of Use | Privacy Policy