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Hard Money Lender in New York | Private Capital Lending, LLC

The team at Private Capital Lending, LLC consists of experienced and knowledgeable real estate lending professionals who thrive at helping real estate investors succeed with their investment strategies.

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Blog

How to Finance a Fix and Flip

How to Finance a Fix and Flip

A good flip can be won or lost before demo starts. If you buy with the wrong financing, carry too much monthly debt, or underestimate rehab draws, your margin gets…
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Best Financing for Rental Property Investors

Best Financing for Rental Property Investors

A strong rental deal can fall apart fast when financing does not match the property, the timeline, or the business plan. The best financing for rental property investors is not…
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Loan to Cost Explained for Real Estate Investors

Loan to Cost Explained for Real Estate Investors

When a lender says your deal is approved at 85% LTC, that number tells you more than the rate sheet ever will. Loan to cost explained in plain terms means…
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Investor Pre Approval Checklist for Fast Deals

Investor Pre Approval Checklist for Fast Deals

A good deal can disappear in a day. If you are bidding on a foreclosure, REO, short sale, or distressed asset, speed matters just as much as pricing. That is…
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Fast Closing Investment Loan Process Explained

Fast Closing Investment Loan Process Explained

A good investment deal can fall apart in 48 hours. The seller wants certainty, the broker wants proof you can perform, and competing buyers are already positioning for a quick…
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Bridge Loan vs Hard Money: Which Fits?

Bridge Loan vs Hard Money: Which Fits?

If you are trying to lock up a deal before another buyer steps in, the bridge loan vs hard money question is not academic. It affects how fast you can…
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Choosing a Direct Lender for Investment Property

Choosing a Direct Lender for Investment Property

A deal can look great on paper and still die in underwriting. That is usually the moment investors start looking for a direct lender for investment property instead of chasing…
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Asset Based Real Estate Lending Explained

Asset Based Real Estate Lending Explained

A strong deal can fall apart while a bank asks for another round of tax returns, explanations, and committee approvals. For investors working on a foreclosure purchase, a short sale,…
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When a Commercial Real Estate Bridge Loan Fits

When a Commercial Real Estate Bridge Loan Fits

A strong deal can fall apart in a week if the capital is not lined up. That is exactly where a commercial real estate bridge loan earns its place. For…
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Multifamily Investment Property Financing

Multifamily Investment Property Financing

A strong multifamily deal can fall apart for one simple reason - the financing does not match the business plan. That happens more often than investors expect. A property may…
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PCL Company

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Loan Programs

  • Fix & Flip Loans
  • 12 or 24 Month Loan Term
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  • Mixed Use Properties
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(877) 689-0696
info@privatecaplending.com
www.privatecaplending.com

Private Capital Lending is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.

Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.

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